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According to the Bank of Korea on Sunday, November 23rd
As of the end of August, the household loan delinquency rate was 0.45%, up +0.02%p from the end of the previous month, and the home mortgage loan delinquency rate also increased by +0.01%p to 0.30%.
especially
The “Seoul region home loan delinquency rate” soared to 0.35%, the second highest level ever. This is maintained at the 0.3% level for 20 consecutive months.
It is.
Five years ago, during the ultra-low interest rate period, the “interest rate recalculation period” for those who received loans through ‘Yeongkkeul’ returned.
, it is reported that the number of borrowers who feel burdened by interest repayment is increasing. Rising market interest rates are directly linked to the burden on borrowers.
commercial bank official
is
“It appears that borrowers who received low-interest mortgage loans are experiencing difficulties as interest rates have risen significantly as the fixed-rate contract period has recently expired,” he said.
Source: Maeil Ilbo (
)