image text translation
1 hour of real estate
Unpillow
KCC
My Money, My Asset Management
Now it’s happening outside of the Tor system
It’s an ignorant giant.
Torze = Wall Maria
Seoul = Wall Rose
Gangseo Seung-yong = Wol Sina
Do you know how difficult it is to get over just one wall??
Uijeongbu
Goyang Ilsanseo Goyang Ilsam-dong
Dobong
Namyangju
VNILAOP
Nowon
Goyang Deokyang
Eunpyeong
weight
copper $
Cheodaemun
Dongdaemun
Gangseo
Maf
middle
Seongdong
Gangdong
‘Gwangjin
Bucheon Ojeong
Yeongdeungpo
Yongsan *
Yangcheon
WA
Hanam
Bujeon Wonmi
movement
Seocho-ri
minor
light
Seongnam Jungwon
Gwacheon
gwangju
Seongnam Sujeong
Anyang Mangan Anyang Mangan
Psoriasis
Uiwang
Seongnam Bundang
WshinLMAI
Gunpo
Ansan Danwon
Suwon Jangan
Ansan Evergreen
step
Cucumber-
Geumcheon Contract
source 10/16
image text translation
Actual transaction price disclosed by Ministry of Land, Infrastructure and Transport (contract date 10.16~10.18) 10.18. Search criteria
APT_LAP
Actual transactions after 10/15 measures
Contract date
region
region
Complex name
equilibrium
Actual transaction price
report
10/16
seoul
Songpa
Olympic Wemley Town
42 pyeong
2.79 billion won
report
10/16
seoul
Gangnam
Yeoksim Raemian
24 pyeong
2.78 billion won
10/17
seoul
Songpa
Seungpa Samsung Raemian Apartment
49 pyeong
2.2 billion won
10/16
seoul
Yangcheon
Mokdong New Town 9
20 pyeong
2.055 billion won
report
10/17
seoul
Yangcheon
Mokdong Garten Suite
48 pyeong
1.69 billion won
10/17
gwangju
western
Sangmu Sentruck Xi
56 pyeong
1.582 billion won
10/16
seoul
Yangcheon
Raemian Mokdong Adelice
25 pyeong
1.5 billion won
game
Gwanggyo
Raemian Gwanggyo
47 pyeong
1.49 billion won
10/17
seoul
Seongdong
Geumho-dong 1-ga Byeoksan
42 pyeong
1.45 billion won
10/17
busan
swimming
hmm
Samui Beach
41 pyeong
1.445 billion won
deeply
10/17
seoul
Seongdong
5
Wangsimnijai
24 pyeong
1.4 billion won
10/17
game
per minute
Areum Village (Taeyoung)
37 pyeong
1.4 billion won
aperture
10/17
seoul
Dongdaemun
Ipyeonhansesang Cheonggye Central Truck Foret
24 pyeong
1.4 billion won
10/17
Gyeongnam
changwon
Yongji Deosan Lake Park
39 pyeong
1.35 billion won
10/16
seoul
Yangcheon
Mokdong 2Samsung Raemian
43 pyeong
1.35 billion won
10/16
Incheon
western
Cheongna The Ap Lake Park
55 pyeong
1.325 billion won
10/17
seoul
Nowon
Claim 3
31 pyeong
1.32 billion won
10/16
seoul
Seongbuk
Bomun Park View Xi
34 pyeong
1.245 billion won
10/16
seoul
Dongdaemun
Himstate Cheonggye
22 pyeong
1.105 billion won
report
10/16
seoul
Jongno
Doosan
33 pyeong
1.08 billion won
Honglenz’s sincere “Apartment Tram”
@APT_LAP Instagram 269,000 followers
Before 10.15
image text translation
After 10.15
Burden
Sale price
loan amount
seed money needed
loan amount
seed money needed
(compared to previous)
10000
7OO)
3000
-000
60OOI
1009
200001
14000
600O
8000)
120001
10Ooa
30000
21000
9000
12000
18000
10O9a
40000
28000
I2000
16000
240D0
10093
50O00)
35000
1S000
20000
30000
10093
60OOO
42000
18000
24000
36000
1009
70000
49000
21000
28000
42000
10093
800OO
56000
24000
32000
4B000
1009a
900OO
60000
30000
36000
540001
80%a
100000
60000
4000O
40000
600OO)
5093
110000)
60000
50000
44O0O
66000
329
120000
6000O
6000O
48000
720001
2093
130000
600OO
7OOOO
520001
78000)
1193
T40000
60000]
B0OOO
56000]
84000
S9
150000
600Oa
90000
60000
900001
093)
– Top rankings are rising as expected.
– It is becoming more difficult to purchase mid- to lower-priced properties under KRW 1.5 billion -> LTV is strengthened to 40%, and the maximum loan amount is maintained at KRW 600 million, increasing the burden on buyers of houses under KRW 1.5 billion. As sales become more difficult, ladders for people who want to sell mid- to lower-end properties and move to higher-end properties are removed.
Example: When purchasing a house worth 100 million won, the LTV is 70%, so it can be purchased with a loan of 7,000 and seed money of 3,000 -> After the regulation, since the LTV is 40%, a loan of 4,000 and seed money of 6,000 are required, doubling the required seed money.
A house worth 1.4 billion won requires up to 600 million won before regulation, so 800 million won in seed money, and after regulation, 840 million won in seed money with 40% LTV is required, so there is no difference.
– In addition, those who tried to purchase a house for less than KRW 1.5 billion due to the 2-year actual residence obligation and stress interest rates, etc., are the most affected, and those who purchase a house for more than KRW 1.5 billion are in a league of their own (since they buy with cash anyway). Like the Blah picture, it becomes a wall that cannot be overcome forever, a class fixation.
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