What if you only bought US stocks right before the crash?

What if the U.S. stock market crashes?
How would it turn out if you only invested at the high point?
99
There is a man in the world who is the worst at understanding market timing.
all:
After all, his name is Bob. soup
The World’s
Worst
Market Timer
Bob, who was sincere and diligent, passed away in 1977 at the age of 23.
After getting my first job
1970 1980 90 2000 Retirement by 2070
For the frame
I have made a savings plan.

1977
In the 1970s, saving $2000 per year
As each year increases by 10 years, the annual savings increases by $2000.
We plan to increase it further.
And he is making plans to retire at age 65 in 2079.
Sook2000
19705
SAVE
A YEAR
Sook2000
EVERY
10 YEARS UNTIL
RETIRE AT AGE 65 BY
7H5 END
‘62019
However, I am anxious about putting my savings into the stock market.
silver
Until you think the timing is good to invest in stocks.
I am accustomed to accumulating cash in an account with an interest rate of 0%.
Yes.

096
But the problem with rice is
After the bull market has passed, stocks are closing in.
Now, it is better to have the courage to decide whether to invest or not.
MARKET
So from 1977 to 1980, the market rose 60%.
Watch what you do
In July 1980, the $8000 I had saved
It’s hot to invest in the S8P5OO Vanguard Induct.
INTEREST

NOV 1980
1977
s8,ooo
VAN:UARDI
S8P
‘INDEX
FUND
And then it hits a high point and goes down like a Moller coaster.
this
In the seven and a half years from 1987 to 1982, the stock market fell 30%.
It has fallen.
It’s a shame —
1981-82
3096
But is it unfortunate or fortunate?
Bob doesn’t want to repeat the mistakes he made when buying.
I have doubts
I decided not to sell it and just kept it.
MARKET

MARKET
=0
=:
66
Although it boiled at its peak and the market fell,
Decided to just hold it instead of selling it.
I hope you remember Bob’s decision:
Because that’s the point of this story.
99
Referrer +his decision

However, the rice that I was afraid of buying at a high price and being bitten
I couldn’t put all the cash I saved into buying stocks right away.
We wait until September 1987.
After the bull market has passed for a while, rice is now available.
I feel the courage to buy again with the cash I used to save.
1987
August
The cash I saved over 7 years is now $76,00001.
Bob invested again in S8P5OO,
And in history, Bullek fell by more than 30% in just one day.
It’s hot on Monday.
This is truly unlucky Aiken.

YEARS LATER
8 16,ooo
CRASHJNE
S8P
3096 + LOSSES
Bob is having no luck with the sales schedule.
Should I just sell stocks again and save additional money?
I decide to just leave it as cash in the bank.
It bothers me that the trauma of Black Monday remains.
It is difficult to purchase additional stocks.
The market rose tremendously until 1999.
go
Bob, who had accumulated $54,000 in cash, returned to the port.
Muster up the courage and suddenly buy everything!
INDEX

454,000
Starting from July 2, 1999, the market exploded with
fell -509.
ha
This person says something
454,000
Dec 1999
5096 dowhturr
This man bought fully at the high point right before the recession three times.
I decided not to sell it either.
I decide to make one last purchase again.

However, rice does not disappoint expectations(?)
The $50,000 raised in cash was sold in July 2007.
Oct 2007
right
50,000
In 2008, the market fell by -57% due to the subprime crisis.
It fits my whole body.
Poor Bob.

And then buy more stocks until retirement.
I swear I have no eyes
I’m just saving up cash until retirement in 2019.
Now, let me summarize.
Bob is the most unlucky person in the market.
I’ve only made a purchase four times in my life, but each time, I’m Se-seon Lee.
I reached the highest point.

Black Morday
TECHNOLOGY BUST
1987
2oo0
BNKI
BEAR MARKET
1980-82
FINANCIAL CPIsIs
2007-2009
But what about when Bob retires?
66
After retirement, he became a millionaire.
81.1M (approximately 1.2 billion won) is secured:
99
cor
HELP!
SHARE

How did this happen?
(1) First, he steadily saved money, and as he got older, he
Savings are rising.
(2) Although he bought at the peak of the market, he did not sell.
I kept it for over 40 years.
Compound interest worked.

Me0+
YEARS
OF INVESTING
66
However, without considering the market timing,
Whether the market goes up or down
Immediately when a certain amount is consistently received
What happens if you invest in the US stock market?
99
His assets are worth $2.5 million (about 2.65 billion won).
no see.