image text translation
YTN
@
;
“The largest scale ever”
Delinquency rate for those in their 20s is ‘not published’
4.11
“How serious is it?”
Looking at the reasons for the increase in ‘card loan arrears’ among people in their 20s [Y Record] / YTN
WIN
YTN
100,000 views
1 month ago
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[Biz Korea] The increase in credit card delinquency is serious. especiallyimage text translation
I am grateful for the ‘Refund’ service, which is said to be a window for urgent money for the common people.
High school is excited. 8 full-time credit card companies (KB Kookmin Lotte BC:
(Samsung Shinhan Woori Hana Hyundai) repayment balance until 2023
Cumulative sales in the third quarter reached a record high of KRW 7.5115 trillion.
all. If a person with high credit pays off his or her credit card arrears using year-end bonuses,
At the end of 2023, it decreased slightly to 7.4377 trillion won.
However, it still maintains a high level.
The refund service has continued to have problems in recent years.image text translation
all. If the credit card company does not provide simple product comparison guidance,
Actively recommending refund service halls to people with low credit, etc.
There is a problem. Also, use of ‘minimum payment’, ‘only partial payment’, etc.
By using Eoreum, Geumwoom consumers have accurate information about Rebleck.
There is a risk of mistaking it for another service without being aware of it.
advertised. Because of this, related complaints continue to occur.
Mr. K applied for a refund and bet 12 times without knowing why.
The fees are burdensome. Send billing statement circle at the end of the year
I found out too late and filed a complaint to the Financial Supervisory Service requesting a refund.
I was happy. Mr. J issued a new credit card with his mouth.
Misunderstanding that RefundAll is a mandatory subscription, you do not have sufficient repayment capacity.
Even though I was angry, I applied. Mr. J also had a refund for 8 months.
There are complaints filed after using the service.
TOD
As credit card companies aggressively operate on refunds,image text translation
Debtors in their 20s are rapidly increasing
Even if there are people who never use it
The moment you write a recall
Consumption itself has increased, and the repayment amount has exceeded 10 million won in an instant.
Even though credit card companies knew this would be a huge problem,
Experts are pointing out that it is a business.
A bank that secretly lets you sign up without anyone knowing
A person who writes without knowing what it is
revolving business person
A person who uses it even though he knows it
If you step in once, it’s an infinite vicious cycle.
grand party
The problem is not limited and is growing bigger.
If it explodes wrong once, it will be a disaster.