Starting next year, purchasing a new car through installment plans will become more difficult.

Credit card or new car installment plan depending on income
Tighten your mouth
Entered 2024.11.10. 9.48 am
Starting next year, when purchasing a new car on installments, the annual income will exceed
It is expected that it will become difficult to borrow amounts:
Geumwoom authorities reflect this in the total debt service ratio (DSR)
Those who are considered a ‘blind spot’ in household debt
Here’s how to tighten your credit card payments:

According to the Geumwoom authorities, the Geumwoom Supervisory Service conducts inspections when purchasing a new car.
Proposal to reduce special credit card rates considering income
I am writing to inform you that we will review and build this year.
Credit card special conduit customers pay hospital expenses, family events, etc.
Prepare for when temporary expenses inevitably arise.
The company is temporarily raising the limit.
big
Partial credit card companies have income related to car card installments.
Up to 700 million won in installments of up to 60 months through screening, etc.
We are temporarily granting special grants ranging from:
Currently, some credit card companies offer three times the annual income when purchasing a new car.
Grant a special allowance up to (36 times monthly disposable income)
However, the Financial Supervisory Service says that this business practice is not appropriate.
I don’t think so.