After the financial authorities recently announced that they would entrust autonomous management of household debt to banks, banks have taken individual measures.
Kookmin, Woori, Nonghyup, and Shinhan decided to block lease loans for new homes.
However, they had previously decided to allow new homes for sale, such as those in redevelopment complexes, as an exception, but suddenly changed their stance.
In the case of Shinhan, the actual consumer recognition requirements are as follows:
As a result, only Hana Bank and SC First Bank remain as commercial banks that can pay the balance through jeonse. Gap speculation, it’s a waste of time.