16:16 08/31/2024 Without a referral, medical expenses are ‘100% borne’… “Find a local hospital first” 0 (0) https://n.news.naver.com/mnews/article/449/0000284248?sid=102 How useful was this post? Click on a star to rate it! Submit Rating Average rating 0 / 5. Vote count: 0 No votes so far! Be the first to rate this post.