Risk of card revolving.jpg

(1)Revolving one day came up like an advertisement on a card app
(2)Revolving = Partial amount transfer agreement
(3)Fee aka interest
(4)Carry over to next month
(5)Pay this month
(6)The cost of this month’s card
(7)It’s a system in which only the percentage I set is paid for now, and the remaining amount is postponed to next month and paid back with interest
(8)The scary thing is that this amount doesn’t come to me as much as the payment amount
(9)When you forget your responsibility for your consumption, it becomes harder to pay back
(10)I don’t want to be late for my credit card
(11)I thought I needed this, so I signed up
(12)Name of Song Jiwon
(13)Revolving for 23 years old for 1 year
(14)I learned about a system called revolving while working as a call center for a credit card companyWe promoted revolving
(15)Because of COVID-19, working
(16)I understand it’s going to be hard
(17)The payment is
(18)Isn’t it a bit burdensome
(19)Maybe this is a more appropriate way for someone who is burdened with payment – I think I was misled by myself
(20)Park Jeongyoon’s pseudonym
(21)30 years old. Revolving from 2018 onwards
(22)I didn’t know this service was registered
(23)As far as I remember, I went to an agency and made a credit card, and I think I joined at the same time
(24)The fee is 169
(25)After the start of COVID-19, income decreased a little, and from then on, card payments and things like that became impossible to pay back, so the amount of money passed increased and I was able to accurately recognize revolving fees and things like that
(26)Yes, in the case of the card
(27)The different commission rate of 1820 is 199
(28)It went up to the point right before the legal maximum interest rate
(29)The payment isn’t that big. The range of use is a little bit
(30)The amount of money that’s been transferred is getting bigger and bigger
(31)Members, some of the payment amount is based on the monthly contract revolving cereal
(32)Here’s your guide
(33)■ Details of use
(34)Amount carried forward 5018659
(35)·Contract settlement – Fees – 10% of the minimum payment rate of 10 on the base date
(36)lump sum non-annual rate 1993
(37)220225
(38)When it was almost 5 million won, the report
(39)We’ve got a problem.

(1)Transition of balance carried forward by revolving payments
(2)7 credit card companies Shinhan Samsung KB Kookmin Hyundai Lotte One combined us
(3)7.26 trillion won
(4)6.823 trillion won
(5)5.467 trillion 5.3913 trillion
(6)4.93 trillion won
(7)4.4568 trillion
(8)Approximately 1.1797 trillion
(9)The balance carried forward by card companies is about 7.2621 trillion won
(10)It’s the biggest ever
(11)This has increased by 1.1797 trillion won over the past yearIt suddenly skyrocketed about 20 times
(12)The growth rate of people in their 20s is steep
(13)I can’t afford to pay back the money I spent
(14)I think it’s happening all the time
(15)Current Status of Revolving Carryover Balance by Age
(16)June, 2017
(17)305.2 billion won under the age of 29 559.1 billion won
(18)KRW 179.8 billion between the ages of 30 and 39 – KRW 1566.1 billion
(19)KRW 2456.9 billion between 40 and 49 years old
(20)KRW 949.2 billion between the ages of 50 and 59 and KRW 139.11 billion
(21)287.8 billion won 585.8 billion won, over 60 years of age
(22)an ad card
(23)Web Calling Advertisement
(24)Apply for a monthly contract revolving of some payments that can reduce the burden of payment and protect creditworthiness through free repayment and get a discount on interest rates~!
(25)Information on revolving the card’s estimated payment amount and partial payment amount on the 13th
(26)I’m informing you of the estimated payment amount to be paid this time
(27)◆ Part of the payment amount is required to apply for and agree to the monthly revolving benefit guide
(28)If there was an unexpected large expenditure, apply for a monthly payment revolving this month You can reduce the burden by adjusting the payment ratio
(29)And the number of revolutions has increased
(30)The benefits and the reason why it’s used is because credit card companies
(31)Because the link below is aggressively marketing
(32)Auto-application of 1 cup of Sea Starbucks Americano Tall coupon benefits
(33)Even with the commission
(34)close to 20
(35)When you make a credit card, a lot of people recommend using the revolving service
(36)That interest alone is actually a huge gain for credit card companies
(37)I know the credit card company If this guy goes bankrupt later, the credit card company will suffer even more losses
(38)I know it’s going to be a bigger problem
(39)It’s not exploding right now
(40)I thought someone would be responsible for it later
(41)But if a financial company goes bankrupt, you can’t control it like Domino’s
(42)You’re in a situation
(43)Lehman Brothers crisis
(44)2 U.S. investment bank Lehman Brothers filed for bankruptcy protection in 008
(45)a flashpoint in the global financial crisis
(46)That’s the Lehman Brothers crisis of 2008, so to speak
(47)If a financial company is only bent on making a profit
(48)This could really happen to our society that could become a big bomb later on