image text translation
(1)Collecting all the corn
(2)Can I become an asset with a corn on my toe? There is a woman A who has won about 1.7 billion won in insurance money by treating the actual corn over thousands of times over six years
(3)Mr. A signed a total of 18 health insurance contracts from March 2015 to 2017, including products from Insurance B In 2016 alone, two of the 13 cases were so focused on a short period of time that they were contracted in a single day. Considering that A’s monthly salary was around 1.8 million won during the same period as 800,000 won per month, about 45 of his/her monthly salary was spent on paying insurance premiums
(4)Since September 2016, Mr. A has started hopping and hopping at the hospital for the treatment of tea eyes In order to remove the nanti-eye on his left toe, A went to about 20 hospitals and received more than thousands of cryo-coagulant procedures, and the hospitals were located in Gangnam, Seoul, Dongdaemun, Gyeonggi, Seongnam, Bundang, and other areas in the Seoul metropolitan area
(1)It was at this time that Mr. A had an income source other than his salaryimage text translation
(2)Mr. A paid only 30,000 won to the hospital when he underwent one surgery, but the amount of money he received from the insurance company was recognized as an insurance accident, reaching 300,000 won to 400,000 won per case, leaving the difference of hundreds of thousands of won falling into Mr. A’s hands A received a total of KRW 1.038 billion for 3460 operations from DC Insurance Company with only tea treatments between 2016 and 2022 from E Insurance Company with a total of KRW 628.2 million for 2094 operations and KRW 34.93 million for 114 operations During the same period, Mr. A’s father also started removing the corn Mr. A’s father received 265.65 million won in insurance money from Insurance C through a total of 887 operations
(3)However, Mr. A’s smooth move was met with a reef of refusal of insurance company B to pay insurance money A claimed 98.4 million won in insurance money for the 246th tea treatments, but Company B refused to pay the insurance money Mr. A immediately set up a super-luxury defense team, including two former court presidents and one former insurance lawyer, and filed a lawsuit against Company B for insurance claims
(4)In response, Company B argued, “This is invalid because it is an insurance contract with a clear purpose of illegal acquisition, such as Mr. A receiving multiple insurances and receiving cryocystation to remove tea almost every day.” He also argued that “Tune is an indemnification disease” based on the exemption agreement that insurance payments will not be paid when the reason for payment occurs due to skin diseases such as warts and acne hair loss written in the insurance product terms and conditions
(1)However, the first trial ruled in favor of A The court said, “Mr. A will goimage text translation
(2)Looking at the number of insurance policies received and the total number of treatments received, it is doubtful whether the plaintiff has purchased a large number of insurance policies for unfair purposes, but he said, “The evidence submitted by Company B alone is not enough to be considered invalid because A signed an insurance contract for illegal purposes.” The reason for the judgment was that the prosecution dismissed the case in which A was sued for insurance fraud because cold coagulation was necessary for treatment. Tinun, where A is being treated, is not easy to cure and relapse
(3)In addition, the court said, “If the contents of the insurance policy are not clear or suspicious, it should be interpreted in a limited way in favor of the client and against the creator of the policy.” The insurance terms and conditions list warts as indemnification diseases, but do not list tinnons.”
(4)However, the judgment of the second trial was different. “It is unusual for A and his father to receive excessive frequent cryoagulant and claim insurance money for tea,” the court said. “It can be presumed that they have signed up for a number of insurance contracts, including insurance contracts in this case, for the purpose of fraudulently acquiring insurance money.” The insurance contract, in this case, was deemed invalid against the good manners and other social order under Article 103 of the Civil Code
(1)The court also overturned its decision on whether the disease was immune or not. “Tinun,” the court saidimage text translation
(2)It is clear that it is a skin disease of the same nature as listed in the silver exemption terms and conditions, he dismissed A’s claim, saying, “The exemption regulation does not fit the purpose of introducing collateral for disease surgery costs to pay 300,000 won and 400,000 won without restrictions for such skin diseases.” The Supreme Court confirmed the original ruling on the 14th of last month Mr. A is in the same lawsuit as several other insurers who refused to pay the insurance
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