The number of believers in their 20s and 30s increased by 17,000 this year

(1)The number of believers in their 20s and 30s increased by 17,000 this year
(2)Input 20230929 AM 1156 Article Letter

(1)Financial defaulters by age over the past three years >
(2)a unit of ten million won
(3)KRW 5,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000 won or less than KRW 10,000,000
(4)50 million, 100 million won, 300 million won
(5)More than KRW ~ More than KRW ~ 500 million person amount
(6)5 million won or less
(7)KRW 130 million, KRW 500 million or less
(8)Less than or equal to KRW
(9)Year 2021
(10)Year 2022
(11)2023
(12)30 to 37123 at the end of June

(1)Rep. Jin Sun-mi’s office was reprocessed from the source Credit Information Service
(2)Financial Debt Defaulters The number of young people in their 20s and 30s who become credit delinquents or apply for individual rehabilitation increased by 17,000 this year compared to the previous year. Among all financial debt defaulters, the proportion increased from 293 to 297
(3)According to data submitted by Rep. Jin Sun-mi of the National Assembly’s Strategy and Finance Committee from the Bank of Korea, the Supreme Court, and the Korea Credit Information Service on the 29th, 95,000 people under the age of 29 and 135,000 people in their 30s as of the end of June this year The amount of registration, which means the remaining loan principal, has also increased when the reason for registration of purpose judgment information occurs
(4)A defaulter of financial debt refers to a person who fails to repay money on time after lending from a financial institution If interest on a loan is overdue for more than 90 days, it will be registered as a defaulter of financial debt and all financial transactions will be suspended
(5)The number of young people applying for individual rehabilitation to the court because they could not repay their debts has also increased significantly According to the Supreme Court, as of the end of June 2023, the number of individual rehabilitation applications among people in their 20s and 30s stood at 8,447 and 16,797 cases, respectively By the end of June, it had already reached 6063 of the total number of applicants last year
(6)According to the Bank of Korea, the delinquency rate for the under-30s rose from 05 to 06 The delinquency rate for the entire age group rose to 07 in the second quarter of this year from 06 in the fourth quarter of last year
(7)The delinquency rate of vulnerable car owners showed a faster increase The delinquency rate of vulnerable car owners among those in their 30s and younger increased from 73 in the fourth quarter of last year to 84 in the first quarter of this year
(8)Rep. Jin Sun-mi said, “Even in the high interest rate trend, there is a concern that the youth’s lending will increase and the repayment ability will also decline due to the economic deterioration,” adding, “As the debt burden of young people could expand to insolvency in the entire financial sector, it is urgent for the financial authorities to remedy the financial blind spot.”