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(1)subtitle news
(2)Loan counseling application joint guarantee for loan applicants
(3)300 million today
(4)Each item of the above loan application has been entered as true, and if the contents of the application are not SARS, and additional expenses related to this will be borne by you
(5)Loan application amount Guarantee limit amount
(6)□ Loan applicant himself/herself □ joint guarantee applicant □ collateral provider
(7)Classification of applicants □ Purchase of houses □ Return of jeonse funds □ Rent before and after housing □ New and improved housing 1 Investment funds Reimbursement funds for train deposits □ Payment of utility bills and taxes
(8)Inheritance gift □ salary household life 물품 payment of goods □ wealth
(9)More than 19 million household loan borrowers borrowed money from financial institutions in the first quarter of this year
(10)e No
(11)Deposit, installment, and installment savings collateral loans whose credit ratings are omitted by whether they are actual owners
(12)Current Status of Household Loans in the First Quarter of this Year
(13)Data Yang Kyung-sook’s office
(14)197.7 million people
(15)a borrower on a household loan
(16)Average total debt repayment ratio DSR
(17)Spending on annual income 40 principal and interest payments Their total debt repayment ratio DSR is 403 on average, spending 40 of their annual income on debt payments
(18)Subtitle News 6
(19)the first quarter of this year
(20)Percentage of total car-to-vehicle DSR segment
(21)DSR 100 or higher
(22)891.75 million people
(23)DSR 70 or higher
(24)152.29 million people
(25)A total of 891.75 million borrowers have DSR over 100 or more than their annual income to repay principal and interest
(26)Subtitle news
(27)Household loan delinquency rates are also at a serious level
(28)Changes in the delinquency rate of household loans
(29)Data Bank of Korea
(30)Best in 2 years and 6 months
(31)Best in 3 years and 6 months
(32)As of the end of March this year, the delinquency rate of the banking sector was 03
(33)It was the highest in 3 years and 6 months
(34)This March
(35)Data Bank of Korea
(36)The delinquency rate in non-banking sectors also reached a two-and-a-half-year high of 17
(37)Average delinquency rate of 25 large lenders
(38)a misrepresentative’s office
(39)The people who need money in a hurry are the last resort
(40)The loan delinquency rate, which opens its hands, also exceeded 10 in May
(41)Average delinquency rate of 25 large lenders
(42)5th place last year
(43)That’s a 48p jump compared to just a year ago
(44)Subtitle news. ECONONONY
(45)Private housing loan
(46)In the wake of rising interest rates and the economic downturn, borrowers’
(47)I think it’s because of the increased burden of paying back interest
(48)Subtitle news. ECONONONY
(49)availability of a rate cut
(50)Don’t forget to check!
(51)Lee Jung-hwan, professor of economics and finance at Hanyang University
(52)In particular, if Korea becomes a delinquent once in the credit system
(53)If you become a credit delinquent, it will be difficult to do
(54)Subtitle news. ECONOMY
(55)Professor Hwan at Hanyang University School of Economics and Finance
(56)I’m worried about the insolvency of vulnerable car ownersa painter
(57)10 Household loans
(58)If the delinquency rate of household loans expands rapidly, especially among vulnerable borrowers, financial instability will be raised
(59)It can be a drag on economic recoveryI’m worried
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