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(1)This month’s lump sum payment is 1 million won.
(2)All members have a balance of 2.15 million won.
(3)Contract payment ratio 20
(4)Amount paid this month = = 약 about 685,000 won
(5)① Some payments = lump sum balance X contracted payment ratio = KRW 630,000 = Interest = previous month balance X annual interest rate X 30 days 365 days 2 KRW 35219
(6)As much as 3.15 million won revolving is applied, the actual amount to be paid is 680,000 won…
(7)The 1.6 million won that I had to pay back in the first month of 60 days after using Revolving became 3 million won and the interest exceeded 30,000 won.
(8)If A’s total credit card limit is 6 million won, the remaining limit will be less than 3 million won, which is half of the current limit.
(9)The carryover is carried forward, and at some point, the card price to be paid back may be changed to 10 million won.
(10)Summary of stories
(11)1.6 million more to pay in January
(12)I didn’t think about paying it back in February and spent an additional 1.4 million won after getting paid.
(13)Interest itself does not roll like a snowball like a private loan.
(14)If you increase the principal, the interest increases.
(15)It is a system that is suffocating only when consumption patterns are altered.
(16)It’s natural that you don’t know, and it’s good that you don’
(1)You have to know this. When you make a card, it’s kind of good thing.
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(2)I say “Yo” and put it in.
(3)Dish
(4)Even if I don’t know, I’m applying for a revolving door.
(5)It’s just 1 million won for the card and 1 million won on the day of payment.
(6)And I’ve done it every month and every year.
(7)Then there is no notification of revolving service.
(8)If the credit card company says it’s 10,000 won, set it at 100 won and take it.
(9)You can release it after silver.
(10)No, I’m not. 125177 230115 1925
(11)It’s just playing cards.
(12)Smile 175206
(13)It’s a fancy advertisement, so be careful when you make a card.
(14)It’s dangerous because it automatically moves on.
(15)Revolving, I’m gonna roll you into my slave for the rest of my life.
!