Some banks are also releasing products with “8% mortgage interest rates”.
, there is also a movement among borrowers to move to mutual financial institutions that are less regulated by financial authorities.
The financial authorities’ policy of strengthening household loan management is also affecting loan interest rates. In order for banks to meet household lending targets,
Raising the loan interest rate by raising the additional interest rate or lowering the preferential interest rate (adjustment interest rate)
Because there is.
Accordingly, some banks
Products with variable mortgage loan interest rates exceeding the 8% range have also appeared.
did it The bank raised the additional interest rate by 0.3% last month and said, “We have adjusted the additional interest rate in order to stably supply and manage loans in consideration of the market environment.”
The financial authorities held a joint household debt review meeting with related agencies the day before.
It was announced that the policy of continuing the household debt management trend will be continued this year as well.
. Accordingly, the banking industry is known to have submitted this year’s annual household loan growth target by setting it at around 2%, which is lower than the previous year’s growth rate.