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Starting next year, not only business income and earned income, but also interest, dividends, pensions and other income will be subject to application for health insurance premium adjustment and settlement.
As the amendment to the National Health Insurance Act Enforcement Decree goes into effect from January 1 next year, the National Health Insurance Corporation has decided to expand the scope of applications for the ‘income-imposed health insurance premium settlement system’.
It is revealed on the 23rd that the reason has been expanded.
The health insurance income settlement system has been introduced and operated from September 2022 to allow health insurance payments to be made based on current income.
The target group is local subscribers and some employed subscribers who earn income other than salary.
“Starting next year, interest, dividends, and pension income will also be subject to health insurance premium settlement” – Maeil Business Newspaper
Starting next year, not only business income and earned income
Interest, dividends, pension, other income
It is also included in the application for health insurance premium adjustment and settlement.
Highlights:
system expansion
:
From January 1, 2025
In accordance with the revision of the National Health Insurance Act Enforcement Decree, the income eligible for application for health insurance premium adjustment and settlement has been expanded.
Previously only business income and earned income were covered, but now also includes interest, dividends, pensions, and other income.
Health insurance premium adjustment and settlement system
Based on current income
This is a system that adjusts health insurance premiums and later settles (additional payment or refund) the difference with actual income.
The main targets are local subscribers (self-employed people) whose income fluctuates greatly and some employed subscribers who have additional income other than salary.
Application method
For example, if there is a change in interest income, the subscriber adjusts the health insurance premium based on the current income, and then
November 2026
It is settled at .
You can apply for adjustment not only when income decreases but also when it increases, and even if you only adjust specific income, all income (business, labor, interest, dividends, etc.) is reflected at the time of settlement.
How to apply
Application by mail, fax, or visit
possible.
Suspension/closure, retirement, decrease in overall income
In some cases, such as online application, online application is also allowed.
Please note:
The adjusted health insurance premium is settled based on income data two years later.
Before applying for adjustment or settlement, you should consider that all income items will be included in the final settlement.
This system is intended to reduce the burden of health insurance premiums due to changes in income and to strengthen payment fairness.