image text translation
SB
‘Sapyeonchoga’ fee reduction for self-employed people
NEWS
Reduction due to ‘card payment’
SB12
‘Card Self-Gun’ and below
The price has risen so much that the cost of materials is high.
Vegetables and meat continue to rise, to the point where labor costs are no longer available.
‘The card itself
cut
Plan to reduce credit card fees
Credit Gid 2025 February 14th Shimen
annual revenue
300 million ~ 1 billion won company
-0.1%p
annual revenue
10 stations ~ 3 billion won companies
O.O59p
*Check card payment is -0.196p overall.
‘Card fee
below
Average card fee reduction scale
Source: Geumwoong Committee
annual revenue
45,000 won
300 million won
annual revenue
164,000 won
300-500 million won
annual revenue
500 million to 1 billion won
253,000 won
annual revenue
233,000 won
-3 billion won
‘Cards creeping
below
Support worth KRW 300 billion, including reduction of credit card fees
‘Card fee’ reduction
SB
Kim Byeong-hon
Geumwoom Chairman
Recently, difficulties for self-employed small business owners have been increasing in general.
Taking this into account, the reduction capacity of approximately 3.05 million small and medium-sized stores is evenly distributed.
‘Card fee’ reduction
SB
minute 9
The credit card industry decides to join in on the prolonged domestic slump.
‘Card fee’ reduction
Changyong Lee
Anguk Eunhang
Committee on Technology)
It seems that card usage will decrease slightly, but the economic sentiment indicator is
There is a lot missing. so
If you think about it
‘Card fee’ reduction
Because there is still a very anxious psychology:
‘Card fee’ reduction
1 billion ~
how
The government has decided to reduce the burden of credit card fees on self-employed people. Benefits vary slightly depending on the size of annual sales, but the fees that self-employed people can save are expected to total around 300 billion won per year.
Business is not going well, but the cost of ingredients continues to rise, so we can’t even afford to hire employees.
Since it is difficult, card fees are also quite a burden.
The government has decided to lower the card commission rate from 0.05%p to 0.1%p for affiliates with annual sales of 3 billion won or less starting February next year.
Depending on the sales size, the burden can be reduced by an average of 45,000 won to 253,000 won per year.
Commission rates will also be frozen for three years for companies with annual sales of less than 100 billion won.
The total cost reduction is expected to be around 300 billion won.
In the credit card industry, there is also dissatisfaction with the commission rate being lowered five times in a row since 2012, which already generates little profit.
However, in a situation where the domestic demand recession was so severe and the uncertainty of martial law was added, the industry had no choice but to decide to participate.
The government plans to unveil a win-win financial plan for the banking sector next week, including lowering loan interest rates to support vulnerable groups.
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