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Depending on income, purchasing a new car with a credit card becomes more difficult.

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Credit card or new car installment plan depending on income
Tighten your mouth
Entered 2024.71.70. 9.48 am
Starting next year, when purchasing a new car on installments, it will exceed your annual income.
It is expected that it will become difficult to borrow any amount.
Geumwoom authorities reflect the total debt service ratio (DSR)
Piglets are considered a ‘blind spot’ in household debt due to lack of
I’m going to tighten my credit card installments.
According to the Geumwoom authorities, the Geumwoom Supervisory Service conducts inspections when purchasing a new car.
Plan to reduce credit card special charges considering income
I would like to inform you that we are currently reviewing this.
Special credit card payments are for customers paying hospital expenses, family events, etc.
Prepare for when temporary expenses inevitably increase.
The company said it would temporarily raise the temperature.
Partial credit card companies have income related to car card installments.
Up to 700 million won for the longest installment of 60 months through screening, etc.
We are temporarily granting a special degree of up to
Currently, some credit card companies offer three times the annual income when purchasing a new car.
Grant a special discount of up to (36 times monthly disposable income)
However, the Financial Supervisory Service says this business practice is not appropriate.
I don’t think so:


Currently, annual income is tripled when purchasing a new car from a credit card company.
Even though it is given a special title,
Starting next year, when purchasing a new car on installments, the amount exceeds annual income.
It will become difficult to borrow money

https://n.news.naver.com/article/374/0000410015?sid=101

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