It is said that preferential savings deductions for small and medium-sized business employees began yesterday, the 22nd.
The purpose is to provide benefits to small and medium-sized business employees, like the Youth Mutual Aid Program.
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A new small business savings method that replaces the Ilchaeum deduction.
It is said that this is a product in which employees of small and medium-sized businesses can save up to 500,000 won per month, and small and medium-sized businesses support 20% of employees’ payments and pay the full amount to employees at maturity.
Subscription amount
Current employee: 100,000 to 500,000 won per month (10,000 won per subscription unit)
Company: KRW 20,000 – KRW 100,000 per month (KRW 1,000 per subscription unit, 20% of employee payment)
Example of maturity deduction amount received
Employee contribution
corporate support fund
(20% of current employees)
Expected receipt at 5-year maturity
100,000 won
20,000 won
8.06 million won (6 million won paid by employees)
300,000 won
60,000 won
24.18 million won (18 million won paid by employees)
500,000 won
40.29 million won (30 million won paid by employees)
* Receive 134% of the current employee’s payment (but subject to change depending on interest rate)
** Bank 5% simple interest, SMB 3% compound interest, calculated on pre-tax basis
Below, I leave only the link to the source for detailed information.
It seems like a good system, so I hope it helps.
I leave the source of the text.