Things that I learned after my husband retired

(1)■ Things I found out about after my husband retired
(2)Retirement views 18905
(3)Date wrote: 2023-10-04 151451
(4)I have to pay off my mortgage before I retire The interest on loans paid without income is like a thorn in the neck
(5)One of them should be earning a little on a regular basis This will reduce the pace of asset decline
(6)Children’s economic independence is a great blessing. The cost of preparing for employment and pocket money for their children is more burdensome than expected
(7)I wish I had consistently honed my hobbies that could bring me income even on a irregular basis
(8)There should be regular cash flows, such as monthly rent or stock dividends. Rather than an expensive apartment, one real-life residence and one real estate that receives monthly rent, even a small amount, are more urgent
(9)It’s a big asset to have no chronic illness. Medical costs are really unanswered Once a chronic illness occurs, medical expenses continue to rise, adding to the cost of anxiety Let’s work out
(10)A good marital relationship is as important as money. I am happy to take a walk in the neighborhood together and watch Netflix
(11)The female spouse’s admission to the National Pension Service was a good thing
(12)Even a small amount is helpful in old age
(13)Consider mortgage loans in the age of 100 “You’re confident. It’s the burden of inheritance tax when you pass it on to your child, and parents who don’t give your child pocket money are better.”
(14)Even before retirement, let’s simplify our lives by practicing minimalism in human relations. This is also a way to prevent unnecessary expenditures
(15)My husband retired at the end of last year with a billion-dollar annual salary for a large company, and it has been a year since December this year. The middle-aged economy, which started with no inheritance of parents and no money for newlyweds, is truly a sandcastle
(16)I’m worried about poverty in old age, but until I’m 65 years old, I’ll do something and do something
(17)Dong is the answer
(18)I have to live with a few hundred million dollars in cash and a house
(19)Let’s not get sick!!!

(1)I think the times are passing by
(2)You’d better live in a small house and pay rent for the other one
(3)If you rent a house every month, it’s really helpful for your life You need to pay more than 1 million won, but it’s not monthly rent
(4)I need to pay hundreds of thousands of won to buy things and wear clothes
(5)If you own a big house, your taxes are too big, so it’s negative
(6)You can register as a rental business and keep paying rent
(7)I want to remember this
(8)● by the way
(9)The amount of loss insurance is too much because I’m getting older
(10)I think it’s better to save money and spend money on treatment
(11)How do you manage loss insurance after retirement

(1)You invest in US dividend stocks, and you get 1 dividend every month
(2)Annual Return 12
(3)But it’s okay because it offsets inflation
(4)On average, it’s a dividend between 7 and 14 per year
(5)Unlike real estate, you can dispose of it whenever you want to sell it. It’s so convenient
(6)While my heart is shaking, I wake up when I see the investment posts of US dividend stocks
(7)May I ask what kind of city you invest in

(1)Yes, cash flow is really important after retirement
(2)We don’t have anything to inherit, but we still have parents to support, so it’s frustrating
(3)It’s hard for my family to hold out until my pension comes out, but I don’t know what to do with my corrected parents
(4)Thank you for posting the summary
(5)It was posted a few years ago on 82 pages
(6)”How can you afford living expenses when you’re older?”
(7)Someone left a comment
(8)It’s hard to spend well when you earn money and suddenly reduce it when you don’t have income
(9)And I feel miserable. That’s the nuance of it
(10)Cut back on your spending. Cut back on your income as if you don’t have it
(11)That way, you can survive even if your income is cut off
(12)After reading that, I came to my senses
(13)I’ve been spending less since then
(14)I don’t make a big portion of income like real estate or stocks
(15)Sometimes I feel like I’m a fool
(16)But since I’m trying to reduce my spending by spending every month
(17)Now, my spending is controlled a lot
(18)I have more savings than I spend every month
(19)In addition to ONEGL’s good words
(20)Try to reduce your spending little by little
(21)Here’s a piece from 82 Cook advisors a few years ago
(22)Let’s cheer up as we get older

(1)I want to say the same thing again to the young 82 members who are watching this article
(2)Get ready from your 30s
(3)I hope you’ll get ready at least a little bit
(4)If you’re a single-income house, if you’re not prepared after your husband’s retirement, hell will unfoldcrying

(1)The most stupid people around me
(2)He’s on his only income, but he’s buying an expensive apartment with most of the loans
(3)I think they’re my wife, so they’re stiff-necked
(4)These kids are buying a foreign car or a large car
(5)But this is also a loan!!
(6)Thankfully, thanks to you, what ONEGLE said
(7)I was familiar with it 15 years ago
(8)If you decide now, you can make even a small amount of money
(9)I have a few certificates
(10)I have a hobby that I can earn even if I don’t have a lot of money
(11)It’s not an expensive neighborhood apartment, but I have a house in the right neighborhood with no debt
(12)What ONEGL said is the same as what my sister said, so I’m leaving a comment
(13)If you practice what you say when you’re a year younger, your old age will change
(14)I want to say it confidently
(15)When you make money, you have to practice saving money and reducing your spending
(16)Even when you don’t have money, you can live without being pathetic
(17)Being happy when you spend money is also a habit